Buy Now, Pay Later
With numerous brands and endless variety of products to choose from, buying your next appliance can be difficult. Choosing between an integrated freestanding dishwasher, and whether it is stainless steel or dark stainless steel is hard enough. Now, buying your new appliance is easer than ever thanks to our range of Buy Now, Pay Later payment options.
What is Buy Now, Pay Later?
Buy Now, Pay Later (BNPL) is a payment system where BNPL providers supply interest-free payment options that enable you to take your purchase home and pay for it later. Popular examples of BNPL providers include AfterPay, LatitudePay, ZIP, Humm, OpenPay, and Klarna.
The above mentioned BNPL providers such as AfterPay and LatitudePay offer simple, interest-free purchasing, perfect for every day items across industries such as clothing, homewares, personal devices and even health and beauty. However, for the larger purchases in life, such as those required for a home make-over, some BNPL providers such as Humm and ZIP are a better fit to help with your purchasing journey.
Buy now, take it home and use it today with Humm, one of our BNPL providers. Ideal for buying both the 'little' things and the bigger items, Humm provides a large spending limit of up to $30,000 interest-free. Humm is the perfect solution if you need to obtain various quality appliances for your home.
Before you decide to use humm, view the Target Market Determination, available on https://www.shophumm.com/au/important-information/
Offering two purchasing options of 'ZIP Pay' and 'ZIP Money', you can have more flexibility to make smaller purchases of up to $1,000 or larger purchases over $1,000. Unique to ZIP is that you have the repayment flexibility, where you can choose your repayment amount and your duration, such as weekly and fortnightly, as opposed to a provider-imposed schedule.
Before you decide to use Zip, view the Target Market Determination, available on https://zip.co/au/page/target-market-determination
||For both ZIP Pay and ZIP Money:
For Zip Pay only:
For Zip Money only:
|Interest||0% Interest|| ZIP Pay:
|Suitable Purchases||Buy 'Little Things'
Buy 'Big Things'
Both ZIP Pay and ZIP Money:
|Where can you buy?||Online and in-store||Online and in-store|
|Repayments||For the 'Little Things':
For the 'Big Things':
|You can choose to pay repayments on a weekly, fortnightly, or monthly basis otherwise the minimum $40 per month applies on both ZIP purchase categories|
|Late Fees||For the 'Little Things':
For the 'Big Things':
|Refund Policy||Return your product to the retailer who will handle the refund in accordance with their return policy. If a refund is required in accordance with the retailer's policy or by law, Humm will refund what you have paid and cancel any future payments||Return your product to the retailer who will handle the refund in accordance with their return policy. When the retailer agrees to a refund, your ZIP account will be credited with the agreed refund amount.|
|Other||Features both Apple & Android app||Features both Apple & Android app|